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LLQP合格問題、LLQP専門試験

今日、社会での競争はより激しく、専門知識がなければ競争で有利な地位を占めることができず、除かれることもあります。テストLLQP認定に合格すると、一部の分野で有能になり、労働市場で競争上の優位性を獲得できます。 LLQP学習教材を購入すると、LLQPテストにスムーズに合格します。当社IFSE Instituteの製品は多くの利点を高め、テストの準備をするのに最適です。 LLQP学習準備は、一流の専門家チームによってコンパイルされ、実際の試験と密接にリンクしています。

LLQPパススルートレントの設計に多くの変更があります。最も印象的なバージョンは、APPオンラインバージョンです。通常、あらゆる種類のデジタルデバイスで使用できます。しかし、オンラインではないときにオンラインバージョンを使用できるという特別な利点もあります。ネットワーク環境で初めて使用する場合は、どこからでもIt-PassportsのLLQP学習ガイドのオンラインバージョンを使用できます。ネットワーク接続なし。オンライン版のLLQP試験問題はあなたに適した選択肢だと思います

>> LLQP合格問題 <<

100％パスIFSE Institute LLQP合格問題: 選ぶことは大事LLQP専門試験

進歩を続けることは、すべての人にとって非常に良いことです。継続的に自分自身を改善するために最善を尽くすと、お金、幸福、良い仕事などを含め、たくさん収穫することになります。当社のLLQP準備試験は、進歩を続けるのに役立ちます。私たちのLLQP学習教材を選択すると、あなたの欠点を克服し、永続的な人になることは非常に簡単であることがわかります。 LLQP試験問題を購入することに決めた場合、LLQP試験に合格し、短時間で正常に認定を取得できる可能性があります。

IFSE Institute Life License Qualification Program (LLQP) 認定 LLQP 試験問題 (Q135-Q140):

質問 # 135
Jessica is 61 years old and has $460,000 invested in a registered retirement savings plan (RRSP). She is retiring due to health issues that are expected to reduce her life expectancy and will prevent her from working until she is 65. She would like to transfer her RRSP funds into an annuity that will pay her monthly benefits for the rest of her life.
Which of the following annuities is the BEST option for her to purchase?

A. Life annuity.
B. Impaired life annuity.
C. Term annuity to age 90.
D. Life annuity with a 20-year guaranteed period.

正解：B

解説：
Due to Jessica's reduced life expectancy, an impaired life annuity would provide higher monthlypayments than a standard life annuity. This type of annuity takes her medical condition into account, offering larger payouts based on a shorter expected payment period. LLQP resources recommend impaired life annuities for individuals with significant health issues, as these provide better income compared to other types.
Options A and C offer a fixed period but don't maximize monthly income for someone with a reduced life expectancy. Option B would provide a standard income for life but not the potentially enhanced income from an impaired annuity.

質問 # 136
Konrad is the owner of CrossBoy, a manufacturing company employing over 50 employees. Konrad recently took out a $500,000 loan to expand his business. Terrence works as a sales manager and is responsible for roughly 40% of the company's revenue. Konrad recognizes the importance of Terrence's contributions to the success of the company. Therefore, in addition to a sizeable basesalary, CrossBoy also pays Terrence regular performance-based bonuses. Konrad understands that if Terrence dies prematurely, CrossBoy would suffer financially. What should he do to protect his company?

A. Purchase business-owned buy-agreement with Terrence.
B. Offer Terrence group life insurance plan.
C. Purchase criss-cross insurance with Terrence.
D. Purchase key person life insurance on Terrence.

正解：D

解説：
Key person life insurance is designed to protect a business from financial losses resulting from the death of a key employee. In this case, Terrence's role is crucial to CrossBoy's success due to his substantial contribution to the company's revenue. By purchasing key person insurance on Terrence, Konrad can ensure that the company has the necessary funds to cover the financial impact of Terrence's potential loss. Other options, like offering a group life insurance plan (A), do not directly address the specific financial risk associated with the loss of a key employee.Therefore,Option Cis the appropriate choice.

質問 # 137
Last month, Suzanne purchased a life insurance policy from a local agent. The agent told her that the policy would accrue a cash value that she could draw from in her retirement years and that the premium would never increase. After recently meeting with a close friend, who is a retired insurance advisor, she was dismayed to learn that what was sold to her is in fact a term policy with no cash value. If Suzanne wishes to make a formal complaint against the agent, which authority can assist her in doing so?

A. OmbudService for Life and Health Insurance.
B. Canadian Council of Insurance Regulators.
C. Assuris.
D. Office of the Privacy Commissioner of Canada.

正解：A

解説：
Comprehensive and Detailed in Depth Explanation with Exact Extract from Documents and Guides:
The agent's misrepresentation violates ethical standards. TheIFSE Ethics and Professional Practice Course (Common Law)identifies the OmbudService for Life and Health Insurance (OLHI) as an independent body that assists consumers with complaints against insurance agents or companies when internal resolution fails.
Assuris (A) protects policyholders if an insurer fails, not for agent misconduct. The Canadian Council of Insurance Regulators (C) coordinates policy, not complaints. The Office of the Privacy Commissioner (D) handles privacy issues, not misrepresentation. OLHI is the correct avenue for Suzanne, making B correct.
References:
IFSE Ethics and Professional Practice Course (Common Law), Module 4: Regulatory Environment, Section on "OmbudService for Life and Health Insurance."

質問 # 138
Angela works in a biomedical research lab where she has been assigned to discover possible antidotes to the anthrax virus. While the discovery process of testing possible antidotes would expose her to the deadly virus, she is excited about the assignment.
Knowing that anthrax can be contracted through infected food, air or contact with skin, what risk management strategy would Angela employ by wearing protective gear over her mouth and skin?

A. Risk transfer.
B. Risk avoidance.
C. Risk reduction.
D. Risk retention.

正解：C

解説：
Comprehensive and Detailed Explanation From Exact Extract:
Angela is using protective gear to minimize exposure to a known hazard. This is a textbook example of risk reduction, which involves implementing safety measures to lower the probability or impact of a loss. LLQP classifies risk strategies into avoidance, retention, transfer, and reduction-each with distinct characteristics.
Wearing gear does not eliminate the risk but reduces it significantly.
Reference: Insurance Study Guides Chinese.pdf, Risk Management - Types of Risk Strategies

質問 # 139
(Miles receives a $500,000 inheritance. He wants to invest it in a high-risk segregated fund but is nervous about potential losses.
What unique advantage of segregated funds enables Miles to pursue this strategy?)

A. The ability to reset
B. The tax benefit of capital losses
C. The maturity guarantee
D. The exemption from probate

正解：C

解説：
Thematurity guaranteein a segregated fund protects a minimum portion (often 75% or 100%) of the initial investment at maturity, even if high-risk investments underperform. This allows Miles to take risks while having downside protection.
Exact Extract:
"The maturity guarantee protects a minimum portion of the original investment at contract maturity date, even if the underlying investment loses value." (Reference:Segfunds-E313-2020-12-7ED, Chapter 2.1.1.1 Maturity Guarantee)

質問 # 140
......

なぜ我々社は試験に合格しないなら、全額での返金を承諾するのは大勢の客様が弊社のIFSE Institute　LLQP問題集を使用して試験に合格するのは我々に自信を与えるからです。IFSE Institute　LLQP試験はIT業界での人にとって、とても重要な能力証明である一方で、大変難しいことです。それで、弊社の専門家たちは多くの時間と精力を尽くし、IFSE Institute　LLQP試験資料を研究開発されます。

LLQP専門試験: https://www.it-passports.com/LLQP.html

LLQPガイドトレントを購入すると、高品質の製品、リーズナブルな価格、アフターサービスを提供することが保証されます、IFSE Institute LLQP合格問題今すぐご注文いただいた場合、1年間無料の更新をお送りします、IFSE Institute LLQP合格問題さまざまな資料とトレーニング授業を前にして、どれを選ぶか本当に困っているのです、IFSE Institute LLQP合格問題支払い前に、試験問題集の無料デモをダウンロードして、質問と回答の正確性をチェックしてください、あなたは我々のLLQPプレミアムファイルを購入した後、問題集の知識ポイントを早く把握します、LLQP専門試験 - Life License Qualification Program (LLQP)データは他の言葉よりも雄弁です。

じゃあ、終業後にここで待ってますね先に階段を登って行った千歳を後ろから追う、それによって彼ら自身の生存のための条件を取得します、LLQPガイドトレントを購入すると、高品質の製品、リーズナブルな価格、アフターサービスを提供することが保証されます。

早速ダウンロードLLQP合格問題 | 最初の試行で簡単に勉強して試験に合格する & 有効なLLQP: Life License Qualification Program (LLQP)

今すぐご注文いただいた場合、1年間無料の更新をお送りします、さまざまな資料とトLLQPレーニング授業を前にして、どれを選ぶか本当に困っているのです、支払い前に、試験問題集の無料デモをダウンロードして、質問と回答の正確性をチェックしてください。

あなたは我々のLLQPプレミアムファイルを購入した後、問題集の知識ポイントを早く把握します。

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